The Zionsville Chiropractor to see - Chiropractor Zionsville

Our Financial Policy 

Our primary mission is to deliver the finest and most comprehensive health care available today. Our experience shows that it is wise to have an understanding with our patients as to our office policies and fees. We offer several methods of payment for your chiropractic care at our office. You may choose the plan which best fits your needs. Please read over the options carefully and choose the plan you prefer. This information enables us to better serve you. Our main concern is your health and well-being.

A.       CASH  (Includes checks)

1. Payment in full is expected at the time services are rendered.

    

2. You may make a single payment in full at the beginning of the week for multiple visits during the week.

B.       MAJOR CREDIT CARDS (Includes  MasterCard, Visa or Discover)

1. Payment in full is expected at the time services are rendered.

    

2. You may make a single payment in full at the beginning of the week for  multiple visits during the week.

C.       CARE CREDIT

Care Credit is a convenient payment plan for those who need to spread the cost of treatment over time.

With care credit:

• There are flexible financing options
  
  
• A credit decision usually only takes a few minutes
  
  
• There are no annual fees or prepayment penalties
  
  
• Pre-payment plan participation required
  
  
• You can make monthly payments as low as 3% of the outstanding balance
  
  
• 3, 6 & 12 month no interest plans available for those who qualify
  
  
• 9.9% interest on Extended Payment Plans 24 to 60 Months
  
  
• Consult the front desk for full details

D.       PROMPT PAYMENT AGREEMENT  (For patients with/without insurance)

Medicare, Medicaid, Personal Injury and Worker’s Compensation do not qualify.

A discount of 25% will be given with payment of Cash or check at the time of service. A discount of 20% will be given with payment by credit card at the time of service. Administrative costs, such as insurance processing, are one of the components used in an equation developed by the Centers for Medicare and Medicaid Services to arrive at reasonable fees physicians may charge for the services they provide. The elimination of this component results in monetary savings shared throughout our industry. We offer you this savings in the form of a courtesy discount to patients or third party payors who MAKE PROMPT PAYMENT AT THE TIME SERVICES ARE RENDERED. Patients/payors electing this payment option understand that discounts are offered only for the elimination of insurance paper work and that this office does not provide patients/payors with superbills, completed claim forms, or written reports. Consult the front desk for full details

F.       INSURANCE

WE ARE NOT ENROLLED IN ANY MANAGED CARE INSURANCE PLANS.

It is important that you understand your insurance policy is a contract between you and your carrier. These days, many policies reimburse for at least some chiropractic care. Coverage varies greatly from policy to policy and constantly changes. Our goal is to help you get well and stay well. Sometimes this is at odds with the profit motives of an insurance company.

This is frustrating for you and us.

YOU are responsible for the full amount of your bill if, for any reason, your insurance claim is denied.

Zionsville Holistic Chiropractic & Wellness Center will prepare the routine claim forms and reports to assist you in making collection from the insurance company.

We will contact your insurance company to verify coverage.  Services will be provided on a cash basis until verification of coverage can be made.  You are responsible for deductible and/or co-payment at the time services are provided.  CARE CREDIT may be used to pay deductible and/or co-payment.

Individual Consideration Contract If there is a financial hardship associated with receiving care in our office, payment will be in the following manner:

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These financial options enable you to receive the care you need. Our main concern is your health and well-being.